Everything you Need To Know About Rubies and How to Request and Get a Free Debit Card from them

What is Rubies, You may ask. Rubies is 100% digital banking app with Zero Charges.
Rubies Bank allows its users to open an account and do there online banking business activities without ever having to go to the bank.

Rubies offers you a personalized account number so you can use your mobile phone or any other number you want, your bank statement comes by email, and all your transaction notifications come by sms alert.

Rubies debit card is free and it’s delivered to you by courier, and the name on your ATM card is also customized. Imagine having your ATM card with your nickname on it.

Here is what Makes Rubies Different from Other Banks in Nigeria?

Bank charges: For interbank transactions, Rubies charges N21 instead of N52 that other banks in Nigeria charges,

Zero Maintenance Charges: Rubies offers you zero maintenance charges unlike other nigeria bank that keeps deducting your cash in the name of maintenance charges every month.

Rubies bring to the market a unique feature, which allows anyone, become an Independent banker otherwise known as iBanker. This means that if you are willing to run your own mini bank, Rubies serves as the platform for you to do this freely without paying any extra fees or charges.

You simply on-board your own “banking customers” using your unique link and every time your customer does a transaction, you earn money. Rubies want everyone to take a piece of the pie.AWESOME RIGHT?

Rubies is a Banking app on steroids. It provides unique banking functionalisties much like any other banking solutions but it offers much more than most if not all other banks in Nigeria banking sector.

Money Market – this is where you make money either by investing or providing money to those who need it on loan. Rubies Credit score is growing in popularity as a standard.
Open Banking – API-based architecture of Rubies will give it the scale it yearns. Open banking architecture allows smooth integration with FINTECH companies, SMEs and other quasi-financial institutions while Rubies serves a layer-2 Clearing function.
Bank-as-a-service – Rubies Technology is available for use by any other financial institutions playing in Banking, Finance, Technology and FINTECH industries, thus offering bank as a service.

Social Appeal – you interact with other users on Rubies and get alerted when your buddies join Rubies, Proximity feature allows you to see people around you. The look and feel is sleek, neat and appealing.
Money Market – this is where you make money either by investing or providing money to those who need it on loan. Rubies Credit score is growing in popularity as a standard.
Open Banking – API-based architecture of Rubies will give it the scale it yearns. Open banking architecture allows smooth integration with FINTECH companies, SMEs and other quasi-financial institutions while Rubies serves a layer-2 Clearing function.
Bank-as-a-service – Rubies Technology is available for use by any other financial institutions playing in Banking, Finance, Technology and FINTECH industries, thus offering bank as a service.

How to Begin

Download Rubies app for Android and iOS from there website.

How to Fund Your Account

You can Fund your Rubies bank account via Transfer ∙ Fund via Cash Deposit ∙ Fund using a Debit Card
Below are some Exclusive Features of Rubies

•Free Debit Cards

• Choose your account number

• Earn as you bank (Independent Banker)

• Cheaper transfer rates @ N21 instead of N52

• Zero maintenance charges

• No hidden fees

You get upfront reward for every person you refer who opens an account with Rubies too, and then pays you a commission on every transaction that your referrals make – FOREVER!

Are you not tired of bank taking your money any time you make online transactions?

 

HOW TO REQUEST FOR RUBIES DEBIT CARD FOR FREE

To get Your Rubies free master card delivered to you, you’ll need to upgrade your account which is very easy to do and won’t take you up to 5 minutes.

Step 1: Login to your account and click on Cards, Request for a Free Debit Card,
Step 2: Enter your BVN number

Step 3: Take a selfie of yourself or upload one if you have it already on your smartphone

Step 4: Enter your house details where you want the card to be deliver to you

Step 5: Upload your Valid ID card (e.g driver’s license, voters card, International passport, or national id card)

Step 6: Upload a picture of your Signature and hit the complete button…

Once you are done, your free debit card will be processed and sent to your location.

Remember you are not paying any dime for the card to be processed or delivered to you, it is absolutely free.

About Gistme 50 Articles
Internet advocate. Thinker. Social media geek. Web guru. Troublemaker. Music enthusiast. Explorer. Food nerd. Beer fan.

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